It's no secret that 2020 has been a rough year for so many of us - personally, professionally, and most certainly financially.
Yes, saving money may seem like an impossible challenge right now, but there are easy ways that you can save your cash right now - and barely notice you're doing it.
These three easy-to-achieve daily and weekly saving plans allow you to slowly build up your money in small amounts over the year - and by this time in 2021, you could be sitting on $1,456. And here they are...
The 365 Day Money Saving Challenge
First up, and this challenge involves putting away small amounts each day.
You start by putting away $1 on a Monday, and then $2 on Tuesday - and so on, until you're up to $7 on Sunday. And then you start it all over again the following week.
This is perhaps the easiest of all of these challenges, as a buck here and a few bucks there can simply mean cutting back on your morning coffee or making sure you put that loose change somewhere safe.
However, by the end of the week, you'll have saved $28. And if you can do this for all 52 weeks of the year, you'll have saved $1,456 by 2022.
The 52-Week Money Challenge
This challenge is a nice slow build, as you start small and work your way up to bigger amounts.
Once again, it is very simple. At the end of the first week of 2021, you save $1. Then, at the end of the second week, you save $2.
This continues until the last week of December (which starts on the 27th), when you'll put away your final $52.
If you can stick to this plan, you'll have a nice $1,378 just in time for New Year's Eve!
This could also mean that if you decide to stop when December starts, you'll have a nice $1,000 to help cover the Christmas period.
The Penny Challenge
The Penny Challenge may result in the lowest final post, but it definitely is the easiest - and perfect for students or anybody working their first jobs.
And once again, it is easy to do. On January 1, you put away one cent. Just a penny!
Then the next day you put away two cents, then the next day three cents, and so on.
By April 9, you'll be putting away a dollar. On July 18 you'll be putting away $2. And on October 26, you'll be putting away $3.
These may seem like small, barely noticeable amounts - but by the end of the year, you'll have saved $667.95! Perfect for the January sales.
And there you have it, three easy ways to save your money throughout 2021 without really realizing you're doing it.